Debt Recovery Specialists

RJS offers cost-effective debt recovery with fixed fees for uncontested debts under £10,000, and tailored pricing for larger or disputed claims.

RJS provides a specialist debt recovery service designed to support businesses in recovering unpaid debts in a clear, efficient and cost effective way. For uncontested debts below £10,000, we offer a simple fixed fee structure that provides transparency and value for money, allowing clients to pursue recovery with confidence. Where a debt is disputed or exceeds £10,000, we apply tailored fee arrangements to reflect the complexity and scale of the matter.

Our litigation team, led by Simon Gilbert and supported by Elliott Hodge and Anna Mottram, has extensive experience across all aspects of debt recovery and enforcement, enabling us to guide clients through each stage of the process. We advise on the merits of pursuing a claim, the likelihood of recovery, and the most appropriate route to resolution, including informal negotiation, mediation, court proceedings and enforcement action.

Once judgment has been obtained, we assist with selecting and implementing the most effective enforcement options, including the instruction of specialist debt recovery agents, to maximise the prospect of successful recovery.

Assessing the Merits of Your Claim

We review the legal and commercial basis of your claim to determine whether it is worth pursuing. This includes analysing the strength of your position, the evidence available and any potential risks, so you can decide how best to proceed.

Likelihood of Recovery

We assess the financial position of the debtor and the practical prospects of recovering payment. This helps avoid spending time and money pursuing a claim that is unlikely to result in a meaningful recovery.

Informal Debt Recovery

Where appropriate, we explore informal methods of recovering the debt, including negotiation and pre action correspondence. These approaches can often resolve matters quickly and cost effectively without the need for court proceedings.

Mediation and Alternative Resolution

We consider whether mediation or other forms of alternative dispute resolution may offer a quicker or more cost effective route to settlement, particularly where there is a genuine dispute between the parties.

Enforcement of Judgments

Once a judgment has been obtained, we advise on how best to enforce it in order to secure payment. This includes identifying the most effective enforcement tools based on the debtor’s circumstances.

Enforcement Options

We explain the various enforcement methods available, such as instructing enforcement officers, charging orders or insolvency proceedings, and recommend the most appropriate option for your situation.

Merits of Enforcement

We assess whether enforcement action is likely to be commercially worthwhile, taking into account costs, timescales and the debtor’s ability to pay.

Debt Recovery Agents

Where appropriate, we instruct and liaise with specialist debt recovery agents to maximise the chances of successful recovery and ensure that enforcement action is carried out efficiently and professionally.