RJS Solicitors helps business owners protect their company, reduce inheritance tax, and plan for the future with tailored estate planning solutions.

Estate planning for business owners is about protecting both your company and your family, now and in the future. At RJS Solicitors, we help you put clear structures in place so ownership, control and financial benefits pass exactly as you intend. This includes cross option agreements funded by life assurance to keep shares in the right hands, carefully drafted wills and trusts to reduce inheritance tax, and flexible arrangements for family businesses that allow income to be shared without losing control.

We also ensure pension and life assurance nominations support your wider plans, and that lasting powers of attorney are in place so your business can continue to operate if you ever lose capacity. The result is a joined-up strategy that gives you certainty, protects your legacy, and lets you focus on running the business you worked so hard to build.

We provide comprehensive, forward thinking advice to business owners and individuals who want to protect their interests, secure succession plans, and ensure both personal and commercial affairs are properly structured for the future. Our team works closely with you to understand your circumstances and objectives, helping you put the right legal arrangements in place to minimise risk, safeguard assets, and maintain control where it matters most. From planning for unexpected events such as incapacity or death, to structuring ownership and tax arrangements efficiently, we ensure your plans are clear, effective, and built to support both your business and your family in the long term.

• Prepare cross option agreements to protect business continuity and prevent unwanted third party ownership
• Advise on tax efficient Will structures for business owners
• Structure shareholdings to balance income distribution and control in family businesses
• Set up trusts to protect business assets and manage succession planning
• Advise on pension, life assurance, and death in service nominations
• Ensure nomination documents reflect your wishes and account for future scenarios
• Prepare Lasting Powers of Attorney for property and financial affairs to protect business operations
• Arrange Health and Welfare LPAs so trusted individuals can make decisions if you lose capacity