We provide clear, tailored legal support for equity release, helping you access funds from your home safely while ensuring you fully understand your options, obligations, and long term implications.

You may wish to access the value tied up in your home without the need to move. If you are aged 55 or over, equity release products can allow you to unlock funds from your property, either as a lump sum, in smaller instalments, or through a combination of both, subject to eligibility criteria.

There are generally two main options. A lifetime mortgage allows you to borrow against your home while retaining ownership, provided it remains your main residence. You can choose to protect part of your property’s value for inheritance, and interest can either roll up or be repaid over time, with the loan typically settled when the property is sold or after death. A home reversion plan, usually available from age 65, involves selling part or all of your property to a provider in exchange for a lump sum or regular payments, while keeping the right to live there rent free for life, provided you maintain and insure it. At the end of the arrangement, the property is sold and the proceeds are divided according to ownership shares.

We provide thorough, personalised legal support throughout the equity release process, ensuring you fully understand the legal implications, your responsibilities, and how the arrangement may affect your property and future plans. Our approach focuses on clarity, care, and attention to detail, so you can move forward with confidence knowing every requirement has been handled correctly and in your best interests. We take the time to guide you through each stage, liaise with all relevant parties, and ensure the transaction is completed smoothly while maintaining the high level of service and personal attention our clients expect.

• Advise on the legal and practical aspects of equity release
• Obtain the necessary property searches
• Review and explain all legal documentation from the provider
• Act on behalf of the lender where required
• Arrange registration of the legal charge at the Land Registry
• Provide a fixed fee service with dedicated, client focused support